Why Get Pre-Qualified/Preapproved, FIRST?

  Get preapproved for a home mortgage fast and free

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


The Best Way to WIN in a competitive buyer's market is get preapproved right away!

The preapproval process was fast and he was ready to start making offers to purchase his first home. He saved over $4,000 in closing costs and he was able to negotiate a great price for the townhouse because he was able to net the sellers more money and still pay a great price for the property!

His home was a great, end unit, townhome close to parks and trails. The home was well cared for and will be a great place to call home. The mortgage process was easy, the preapproval was immediate and the home closed without any issues 25 days later.

For more tips on financing, or if you would like to speak to a lender please reach out to Heidi Herda and The Herda Home Team for more information on how to get started. Herdaheidi@gmail.com ~ 612.807.4858

Homes for Heroes buying selling

Save MORE with Heidi Herda! Are you a qualifying HERO?

Heidi Herda has saved Veterans/Military, current or retired, Teachers, Police Officers, Firefighters, Healthcare Workers, Doctors, EMT and more that give back to us everyday!! The best way to say "thank you" to our community members for all they provide to us! The program never expires, no red-tape! The average hero gets over $1,500 in rewards. The rewards apply when buying AND selling or investing!

Hero Testimonials:

Heidi was amazing!! She was on vacation when we put an offer in on a home and she was there to help and support us from a distance. She answered all of our questions and made us feel very comfortable the whole time. We are thankful for her and the program. - Alyssa, Teacher

"Homes for Heroes was and is awesome. They helped us sell our home in a matter of days, preventing the "hotel style" living that comes with a lengthy selling process. We bought and sold with Homes for Heroes, saved over 7 thousand dollars throughout the process, and we were able to put the money we saved toward furnishing our new home." - Acie, U.S. Army

We were thanked from start to finish for our service. Our agent, Heidi Herda, was wonderful. She communicated well to us throughout the process and suggested guidance without any pressure. She worked diligently to ensure that everyone was happy with the end result. Heidi helped us remain steady as we hit several different bumps in the road. We are incredibly thankful for her and would recommend her endlessly! We are left feeling like we had the best of both worlds, the financial benefits and 'thanks' for our service as well as a successful sale of our home! - Carlson's, Healthcare/Military



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