Why Get Pre-Qualified/Preapproved?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Save Thousands.... Get Preapproved with Keller Mortgage! Fast and easy, start here!


My latest, first-time home buyer used Keller Mortgage for financing on a great townhome. The application process was seamless, he applied on the app and was ready to start looking at homes! 

The preapproval process was fast and he was ready to start making offers to purchase his first home. Keller Mortgage saved him over $4,000 in closing costs and he was able to negotiate a great price for the townhouse because he was able to net the sellers more money and still pay a great price for the property!

His home was a great, end unit, townhome close to parks and trails. The home was well cared for and will be a great place to call home. The mortgage process was easy, the preapproval was immediate and the home closed without any issues 25 days later.

For more tips on financing, or if you would like to speak to a lender please reach out to Heidi Herda and The Herda Home Team for more information on how to get started. Herdaheidi@gmail.com ~ 612.807.4858

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